The difference between “money” and “monies” (or “moneys”)

In everyday English the word “money” is uncountable. It is not used in the plural.

We say, e.g. I found some money under the bed / There is some money under the bed, whether it is one 1 cent coin or ten €100 notes.

We would never say I found some monies under the bed / There are some monies under the bed. And it is incorrect to say I found a money under the bed.

Money takes verbs in the singular: Money is… NOT Money are…

However, you are probably familiar with the word being used in the plural.

The plural of “money” is spelt in two different ways – “monies” and “moneys”. Both are correct, but, according to my research, “monies” is the more modern spelling.

Whichever way you spell it, the plural of “money” is used almost exclusively in formal business contexts.

Although “money” has this special plural form, it is still not a countable noun. A money, one money, or two monies etc. are incorrect. “Monies” is an uncountable plural noun.

“Monies” means sums of money. Each sum may be from a different source or earmarked for a different purpose.

For example:
He is responsible for handling fees and other monies due to the court.
These funds represent approximately 12% of total Arts Council monies.
If further monies are put into the trust the additional income will be assessed separately.
She would like to secure these monies for her children in the event of her husband remarrying after her death.

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23 Responses to The difference between “money” and “monies” (or “moneys”)

  1. Isaac says:

    Is there any difference between money and monies as an accounting jargon

  2. Moses Daniel says:

    For me money is anything that is genenarl accpected as a medium of exchange.While monys or morins is something inform of liquditity as save and sell.

  3. TheGlades2 says:

    But if saying this common phrase is it: “I got my moneys worth” “I got my moneys’ worth” or” I got my monies worth”? Side note, no one probably cares, but I’m sure you mean ‘spelled’, not spelt. But ‘spelt’ is used in Britain so what do I know?
    “The plural of “money” is spelt in two different ways –.”

  4. Adafia Jones says:

    I live in west Africa more precisely Ghana. It seems every body else uses the already plural word (money) in another.added plural form monies.. From my Ernest research I have found out that monies or moneys-(which is very wrong,because u can’t have 3 consonants continually in 1 word) .. is a very wrong and old fashioned word. Money is Money and ia never Moines.
    Wish me luck in convincing my fellow Ghanaians

    • As I say in my post above – “monies” or “moneys” is correct if used in a formal business context, but would sound strange if used in everyday English. But I’m also talking about standard British English. I have no knowledge of Ghanaian English.

  5. Asculto says:

    I have always used the rule that it is always the “uncountable” money in every case, unless you are referring to different specie (reference to the Pound, dollar and yen are discussions on “monies”).

  6. Senaga Ceemony says:

    Thanks a lot. This was helpful

  7. Best Ephraim says:

    i think once we are talking about different amounts of money, I would say we can use either money or monies. For example: the money I want to collect from my debtors will be spent on my business; or the monies I want to collect from my debtors will be spent on my business. This is simply because I am talking about different amounts of money.

    • John Bertrand says:

      Why not just say “different sources of money”and then there’s no worry about which word to use. 😉

  8. Kiwi-ian says:

    The rule is that if there is a vowel before the Y then add S to form the plural, hence donkeys and moneys.

    It appears that a while ago, a dipstick lawyer forgot the rule and used the “if there’s a consonant before the Y” rule and spelled it monies. As it is not a frequently used word and people don’t learn spelling rules, the error spread and eventually became accepted.

    There are enough irregularities in English spelling without adding another. I realise it’s probably too late but let’s kill monies and insist that accountants (I am one) and lawyers only use the “correct” (or at least easier) moneys.

    I have started, and the firm where I work and several local legal firms are on board. Unfortunately we are a small town in rural New Zealand and my campaign has stopped at the town limits.

  9. Topuria Melori says:

    not bad, I liked it. Thank You very much.

  10. Sunil Nadugaddi says:

    Ok. You are right and I agree with you.

  11. Isaac Brent says:

    Well noted because it can’t be change!

  12. Fantastic.
    I would like to learn from here always.
    Thank you.

  13. Gina Callahan says:

    Perfect! Totally answered my question and I learned a thing or two along the way! Thank you so much!

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